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Get what you want, all debt problems and one solution; Numbro.

Apply for debt with right bankers and institutions with consultancy by our professionals only with Numbro

Enjoy solution to your every debt problem by our team of professionals who are always keen to address your requirement and handhold you throughout the process.

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    2000+ Businesses Served
    9.6/10 Unfiltered Customer ratings
    Satisfaction or Money back Guarantee

    Looking for Project Finance?

    Registering a Business Debt Consulting is quick, easy, and can be done online with Numbro in 3 simple steps:

    STEP 1

    Firstly, We evaluate your existing debt and your business model in depth.

    STEP 2

    Help you in exploring the opportunities available and the approach to unlock the possibilities

    STEP 3

    Recommend right approach with the right bankers and institutions and apply for debt

    Project Finance & Debt Syndication

    Best Debt Syndication Service Providers

    Debt is one of the  cheapest source of finance available for the business owners. The dynamics of the debt requirements of business are transforming over a period of time.

    We already have some traditional ways of raising finances like raising term loans for fixed capital, cash credit and overdraft for working capital requirements and Letter of credit and bank guarantee in the  form of non fund based limit.

    There are new ways of meeting the debt requirements like post shipment limits, foreign currency term loans, invoice financing, equipment financing, merchant cash advances, structured cash flow financing, real estate financing, transport financing, school financing, first loan default guarantee and other models.

    With the emergence of new age private banks, NBFCs , international banks and fin-techs coming into the picture the facilities of debt finance is now available to those who were previously not eligible.

    It us very important to understand the business model and understand how that debt can  be financed at different stages of the business cycle.

    Numbro Advantage

    Be-spoke solutions-Understanding your business model helps us to direct you the best financial institute that can serve your requirement with least possible interest rates and processing charges which will optimize the finance costs of the company.

    Wide coverage- We partner with a large number of financial institutions helping us the to recommend appropriate debt model.

    Easy documentation- Professional way of handling the representation before bankers will help you fasten the process. Documentation would be an easy journey with our team assisting you through the process.

    Confidentiality-We have strict NDAs with our clients and keep all the client data secure and disclose to bankers only after signing of mandate.

    Support-Our team of professionals are always keen to serve your financial/advisory requirement and handhold you throughout the process.


    What is Cash credit / overdraft ?

    Inventory and debtors are the current assets that define the drawing power of a loan.They are backed by collateral security. This is considered as Cash credit.

    What is Letter of credit ?

    Letter of credit is very instruments in trade finance. Domestic and international letter of credits brings in a trust factor between supplier and the customer who are in different parts of the world and brings down the credit risk.

    What is a Bank guarantee ?

    Bank guarantees play an important role is pitching for bigger projects. Performance guarantee and finance guarantee are two different variants that are required by entities in delivering their performance  and meeting financial obligations.

    Post shipment limits ?

    Negotiations/ payments/ acceptance of export documents under letters of credit

    Purchase/ discount of export documents under confirmed orders/ export contracts, etc

    Advances against export bills sent on a collection basis; exports sent on a consignment basis; undrawn balance on exports and approved deemed exports Contact

    Bill/invoice discounting

    Invoice discounting releases  money in the cash conversion cycle and makes working capital available  for utlising resources at optimum  levels.

    Whom do we serve ?

    All Business Units who want to avail loan facility for manufacturing and services activities along with self-employed and professional individuals covered by MSMED Act 2006, wholesale/retail trade

    Quantum of loan (Min/Max) :

    Minimum loan amount: > Rs 10 lakhs

    Maximum loan amount: Rs. 20 crores

    Margin (%) : Minimum 25% cash margin for NFB facility

    Pricing : Competitive Interest Rate Linked to MCLR

    What should be Business Background: ?

    • Minimum three years in the same business and location
    • Not listed in RBI Defaulter’s List, CIBIL database or in any negative database
    • Satisfactory conduct with existing banker (For Take over proposals)
    • Group concerns not listed in RBI / CIBIL / Internal database of the Bank
    • Positive TNW and PAT for two years

    What is the security to be offered in general ?

    • Equitable mortgage of land and/or building [other than agricultural property] and /or pledge of specified financial assets viz. Term Deposits
    • Hypothecation of stock-in-trade and receivables of the borrower
    • Age of the Building offered as security shall not exceed 30 years. However, residual /balance life of the building shall be at least 5 years more than the repayment tenor.

    What are the general documents that are required for initiating loans ?

    Proof of Signature, Identity and Address –

    • PAN
    • Voter ID
    • AADHAR
    • Driving License
    • Business registration certificate

    Proof of income

    • IT returns and financials of last 2 years along with computation of income
    • Audited Financials-Profit and Loss and Balance sheets
    • All running bank statement of latest 6 months.

    Other documents supporting your income. Eg.VAT returns, Rental agreements, Form 26AS.

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